Colorado Paycheck Calculator
Estimate your Colorado take-home pay for 2026, including federal tax, FICA, and state withholding.
Colorado Paycheck Calculator
Generated August 27, 2026 · Single · Biweekly (26/yr) · Gross pay per period: $2,500.00
Estimate only — not tax or legal advice. See uspaycheckhq.com/about for methodology.
US Paycheck Calculator
2026 federal, state & FICA withholding — Colorado
Pre-tax & post-tax deductions (optional)
Itemized tax breakdown
| Item | Per pay period | Annual |
|---|---|---|
| Federal | ||
| Federal income tax12.00% marginal | $216.15 | $5,620.00 |
| Social Security (6.2%) | $155.00 | $4,030.00 |
| Medicare (1.45%) | $36.25 | $942.50 |
| State income tax | ||
| Colorado income tax4.40% marginal | $82.75 | $2,151.60 |
| State payroll programs | ||
| CO FAMLI (Paid Family & Medical Leave, employee share)0.44% | $11.00 | $286.00 |
| Total taxes & deductions | $501.16 | $13,030.10 |
| Net pay | $1,998.84 | $51,969.90 |
Includes federal standard deduction in its income starting point.
Net Pay — per paycheck (biweekly)
80.0%
of gross pay is
take-home pay
- Gross pay
- $2,500.00
- Federal income tax
- −$216.15
- Social Security + Medicare
- −$191.25
- Colorado state tax
- −$82.75
- State payroll programs (SDI/PFL/FAMLI)
- −$11.00
- Post-tax deductions
- $0.00
- Net pay
- $1,998.84
Annual net pay
$51,969.90
Effective tax rate
20.0%
Colorado paycheck & tax overview
Colorado taxes wage income at a single flat rate of 4.40% regardless of how much you earn — no brackets to climb. That flat rate is roughly in the middle of the pack nationally (30th highest of 42 taxing states). Combined with federal tax and FICA, this page shows exactly what that means for your specific paycheck.
Colorado state tax brackets (2026, single filers)
| Rate | Applies to income above |
|---|---|
| 4.40% | $0 |
2026 standard deduction: $16,100 (single) / $32,200 (married filing jointly).
2026 minimum wage: $15.16/hour. Denver and some localities set higher local rates.
Includes federal standard deduction in its income starting point.
Colorado take-home pay by salary (2026, single filer)
Assumes biweekly pay, no pre-tax or post-tax deductions. Use the calculator above for your exact numbers.
| Annual salary | Annual take-home | Biweekly take-home | Effective tax rate |
|---|---|---|---|
| $40,000 | $33,092 | $1,273 | 17.27% |
| $60,000 | $48,194 | $1,854 | 19.68% |
| $80,000 | $61,946 | $2,383 | 22.57% |
| $100,000 | $75,048 | $2,886 | 24.95% |
| $150,000 | $107,239 | $4,125 | 28.51% |
Colorado hourly wage take-home pay (2026, single filer)
Assumes a standard 40-hour week, 52 weeks/year, paid weekly.
| Hourly rate | Annual gross | Annual take-home | Weekly take-home |
|---|---|---|---|
| $15/hr | $31,200 | $26,448 | $509 |
| $18/hr | $37,440 | $31,159 | $599 |
| $20/hr | $41,600 | $34,301 | $660 |
| $25/hr | $52,000 | $42,154 | $811 |
| $30/hr | $62,400 | $50,007 | $962 |
| $40/hr | $83,200 | $64,043 | $1,232 |
Single vs. married filing jointly in Colorado
Compared at a $75,000 annual salary.
| Filing status | Annual take-home | Effective tax rate |
|---|---|---|
| Single | $58,671 | 21.77% |
| Married filing jointly | $62,409 | 16.79% |
Colorado paycheck FAQ
- Does Colorado have state income tax?
- Yes. Colorado levies a flat-rate state income tax of 4.40% on wage income for 2026, in addition to federal income tax and FICA.
- How much is $60,000 a year after taxes in Colorado?
- A single filer earning $60,000/year in Colorado, paid biweekly, takes home approximately $48,194 per year (about $1,854 per paycheck) — an effective tax rate of about 19.68% once federal tax, FICA, and Colorado state tax are withheld.
- What is the minimum wage in Colorado in 2026?
- The 2026 minimum wage in Colorado is $15.16 per hour. Working full-time (40 hours/week, 52 weeks/year) at that rate comes to about $31,533/year before taxes. Denver and some localities set higher local rates.
- $20 an hour is how much a year after taxes in Colorado?
- At $20/hour full-time (40 hours/week), gross pay is $41,600/year. After federal tax, FICA, and Colorado state tax, a single filer takes home approximately $34,301/year — about $660 per week.
- Do you pay less tax if you're married in Colorado?
- On a $75,000 salary, a single filer in Colorado takes home about $58,671/year (21.77% effective tax rate), while a married couple filing jointly at the same combined income takes home about $62,409/year (16.79%). Married filing jointly usually results in a lower or equal effective tax rate, since joint brackets are wider than single brackets.
- How much tax is taken out of an hourly paycheck in Colorado?
- The percentage is the same whether you're paid hourly or salaried — what matters is your total gross pay per period, filing status, and pay frequency. Enter your hourly rate × hours worked as your "gross pay per period" above (for example, $25/hour × 80 hours for a biweekly hourly paycheck) to get an exact Colorado breakdown.
- What FICA taxes come out of every paycheck in Colorado?
- Every paycheck nationwide — including in this state — has 6.2% withheld for Social Security up to the 2026 wage base of $184,500, plus 1.45% for Medicare with no cap. Employees earning over $200,000 from one employer also owe an Additional Medicare Tax of 0.9% on the excess.
- Are there other payroll deductions unique to Colorado?
- Yes — Colorado also withholds for: CO FAMLI (Paid Family & Medical Leave, employee share). These fund state disability or paid-family-leave insurance programs and are separate line items from state income tax.
- Does Colorado tax bonuses and overtime the same as regular pay?
- For withholding purposes, most employers treat bonuses and overtime as regular wages added to that pay period's gross pay — which is exactly how this calculator treats any amount you enter. Your actual year-end tax liability on that income is the same either way; only the withholding timing can differ slightly if your employer uses the IRS "supplemental wage" flat-rate method for bonuses.
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