New Jersey paycheck & tax overview

New Jersey uses a graduated income tax, meaning your rate rises in steps as your income grows, topping out at 10.75% — one of the 4th-highest top marginal state income tax rates in the country. Because the brackets matter as much as the top rate, the table below shows every bracket that could apply to your paycheck, not just the headline number.

New Jersey state tax brackets (2026, single filers)

2026 minimum wage: $15.92/hour. Lower rate applies to seasonal and small employers.

New Jersey take-home pay by salary (2026, single filer)

Assumes biweekly pay, no pre-tax or post-tax deductions. Use the calculator above for your exact numbers.

New Jersey hourly wage take-home pay (2026, single filer)

Assumes a standard 40-hour week, 52 weeks/year, paid weekly.

Single vs. married filing jointly in New Jersey

Compared at a $75,000 annual salary.

New Jersey paycheck FAQ

Does New Jersey have state income tax?

Yes. New Jersey levies a graduated state income tax on wage income for 2026, in addition to federal income tax and FICA.

How much is $60,000 a year after taxes in New Jersey?

A single filer earning $60,000/year in New Jersey, paid biweekly, takes home approximately $48,370 per year (about $1,860 per paycheck) — an effective tax rate of about 19.38% once federal tax, FICA, and New Jersey state tax are withheld.

What is the minimum wage in New Jersey in 2026?

The 2026 minimum wage in New Jersey is $15.92 per hour, though a lower rate of $15.23/hour can apply to certain employers or regions. Working full-time (40 hours/week, 52 weeks/year) at that rate comes to about $33,114/year before taxes. Lower rate applies to seasonal and small employers.

$20 an hour is how much a year after taxes in New Jersey?

At $20/hour full-time (40 hours/week), gross pay is $41,600/year. After federal tax, FICA, and New Jersey state tax, a single filer takes home approximately $34,680/year — about $667 per week.

Do you pay less tax if you're married in New Jersey?

On a $75,000 salary, a single filer in New Jersey takes home about $58,680/year (21.76% effective tax rate), while a married couple filing jointly at the same combined income takes home about $62,908/year (16.12%). Married filing jointly usually results in a lower or equal effective tax rate, since joint brackets are wider than single brackets.

How much tax is taken out of an hourly paycheck in New Jersey?

The percentage is the same whether you're paid hourly or salaried — what matters is your total gross pay per period, filing status, and pay frequency. Enter your hourly rate × hours worked as your "gross pay per period" above (for example, $25/hour × 80 hours for a biweekly hourly paycheck) to get an exact New Jersey breakdown.

What FICA taxes come out of every paycheck in New Jersey?

Every paycheck nationwide — including in this state — has 6.2% withheld for Social Security up to the 2026 wage base of $184,500, plus 1.45% for Medicare with no cap. Employees earning over $200,000 from one employer also owe an Additional Medicare Tax of 0.9% on the excess.

Are there other payroll deductions unique to New Jersey?

Yes — New Jersey also withholds for: NJ Temporary Disability Insurance (employee share), NJ Family Leave Insurance (employee share). These fund state disability or paid-family-leave insurance programs and are separate line items from state income tax.

Does New Jersey tax bonuses and overtime the same as regular pay?

For withholding purposes, most employers treat bonuses and overtime as regular wages added to that pay period's gross pay — which is exactly how this calculator treats any amount you enter. Your actual year-end tax liability on that income is the same either way; only the withholding timing can differ slightly if your employer uses the IRS "supplemental wage" flat-rate method for bonuses.